“These reductions strengthen our proposition across both standard and specialist ranges, giving brokers more scope to deliver solutions that work on affordability and long-term yield for UK, overseas and expat landlord clients”
– Martin Sims – Molo
Molo has reduced rates across its buy-to-let mortgage range, cutting pricing for UK residents, non-UK residents and expat borrowers with immediate effect.
UK resident buy-to-let rates now start from 2.98% on a two-year fixed at 55% LTV, available to both individual and limited company borrowers. Five-year fixed rates begin at 4.73% for those seeking greater long-term certainty on their costs.
Across Molo‘s specialist range, which covers HMOs, multi-unit freehold blocks, new builds, and holiday lets, two-year fixed rates start from 3.14%, with five-year fixes from 4.89%.
The lender has confirmed there is no rate premium for larger properties, including HMOs with five or more rooms or units. Non-UK resident and expat borrowers also benefit from the repricing, with rates now starting from 4.78%.
Overall, UK resident rates have been reduced by up to 36 basis points.
“In the current market, competitive pricing remains central to helping brokers deliver workable buy-to-let solutions,” said Martin Sims, distribution director at Molo (pictured).
“These reductions strengthen our proposition across both standard and specialist ranges, giving brokers more scope to deliver solutions that work on affordability and long-term yield for UK, overseas and expat landlord clients.”
Updated product guides for UK residents, non-UK residents, and expat borrowers are available from 28 April 2026.
