Wise offers a multi-currency debit card for overseas travellers, with up to three digital cards, 40+ currencies and the ability to pay with certain wearable devices.
Currencies:
40+ currencies including GBP, EUR, USD, AUD, NZD, CAD, CHF, CNY, HKD, JPY, SGD, THB, AED, CZK, DKK, HUF, NOK, PLN, RON, SEK, TRY, ZAR and more (usable in 160+ countries).
Application process:
Apply online via the Wise app or website. You’ll receive a digital card instantly which you can use with Apple Pay or Google Pay, and a physical card by post (additional fee for express delivery).
Foreign exchange fees:
- No foreign transaction fees
- Convert at the real mid-market rate in the Wise app
- Low conversion fees when spending in unsupported currencies
- Volume discounts for large currency conversions
Other fees:
- £7 to order card
- £10.85 for express delivery
- £2.50 replacement fee
- Two free ATM cash withdrawals per month (up to £200), then 1.75% + £0.50 per withdrawal on additional withdrawals
- 2% fee to top up external e-wallets
- Conversion required (with fee) if you don’t hold enough of the spending currency
- Spend leftover currency in UK for a fee
Limits:
- Daily, monthly and per-transaction limits vary by country and purchase type (contactless, swipe, online, etc.)
Other
- Change your spending limits in the app for additional security
- Pay with your Garmin or Fitbit device
add a comment
