Warren Buffett is worried the US dollar is ‘going to hell’ — Here are 3 ways to protect yourself today

Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account — combining the tax advantages of an IRA with the protective benefits of investing in gold, making it an option for those looking to potentially hedge their retirement funds against economic uncertainties.

Even better, you can often roll over existing 401(k) or IRA accounts into a gold IRA without tax-related penalties. To learn more, get your free 2025 information guide on investing in precious metals.

Qualifying purchases can also receive up to $20,000 in free silver.

Read more: Rich, young Americans are ditching the stormy stock market — here are the alternative assets they’re banking on instead

2. Consider alternative assets

As gold surges to historic highs, the stock market has been on a roller coaster ride. In March 2025, a major sell-off erased $4 trillion from the S&P 500 before a rebound, hitting even blue-chip stocks like Apple, Nvidia and Microsoft.

That’s why experts often caution against putting all your eggs in one basket. It pays to diversify into new asset classes. Art is one such investment that has captured the attention of savvy investors.

After all, art represents a massive asset class. The global art market size was valued at $552.03 billion in 2024 and is projected to reach $585.98 billion in 2025, according to Straits Research.

In the past, you had to be ultra-wealthy to invest in art, but now services like Masterworks have opened the door to art investing. So far, over one million members have joined the platform.

Here’s how it works: Instead of buying a single painting for millions of dollars, you invest in fractional shares of blue-chip paintings by renowned artists such as Pablo Picasso, Basquiat and Banksy. Blue-chip paintings are pieces of art that tend to only increase in value over time, much like blue-chip companies.

From here, all you have to do is select how many shares you want to buy and Masterworks will take care of the rest.

See important Regulation A disclosures at Masterworks.com/cd.

3. Add exposure to real estate

Investors gravitate toward real estate for good reason. Well-chosen properties can generate passive income through rent while potentially appreciating in value over time. Real estate can also serve as a hedge against inflation.

The best part? These days, you don’t need to be an ultra-wealthy investor like Buffet to take advantage of this strategy.

With the help of First National Realty Partners (FNRP), you can invest in needs-based commercial properties.

With a minimum investment of $50,000, investors can own a share of properties leased by national brands like Whole Foods, Kroger and Walmart, which provide essential goods to their communities. Thanks to triple net leases, accredited investors can invest in these properties without worrying as much about tenant costs cutting into their potential returns.

Another way to invest in real estate is by leveraging home equity. This $34.9 trillion market has historically been the domain of large institutions. But now Homeshares is changing the game by helping accredited investors gain direct access to hundreds of owner-occupied homes in top U.S. cities through their U.S. Home Equity Fund.

The fund focuses on homes with substantial equity and utilizes Home Equity Agreements to help homeowners access liquidity without incurring debt or additional interest payments.

This hands-off approach lets accredited investors access high-quality residential properties with a minimum investment of $25,000 — without the headaches of being a landlord.

With risk-adjusted target returns ranging from 14% to 17%, the U.S. Home Equity Fund could unlock lucrative real estate opportunities, offering accredited investors a low-maintenance alternative to traditional property ownership.

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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.