Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.UK average mortgage rates fell for the first time since November 2021, according to data from the Bank of England, suggesting that the burden on homeowners is easing as lower borrowing costs filter through.The data, released on Tuesday, adds to signs of stabilisation in the property market as mortgage approvals rose for the third consecutive time to a six-month high in December.The BoE data also showed the “effective” interest rate — the...