Can you still make money from UK property?
Phil Rosenberg’s portfolio illustrates how tough it has become for UK landlords. The 44-year-old science researcher owns six properties in Yorkshire. Two are held through a limited company, where interest charges can be offset before tax, and earn a good profit. The remaining four, owned in his name, make roughly £1,000 profit each year — “less than I’d earn for a single shift each month in a bar,” he says. What’s worse is that all are on fixed-rate deals secured before 2022, when mortgage rates were very low. When each is...



