UK Property

Enter the price, location and purpose of the property you're buying and our stamp duty calculator will tell you how much tax you'll have to pay on it.It reflects the changes to stamp duty for people purchasing buy-to-let properties and second homes that were announced in the 2024 Autumn Budget and the rates in operation from 1 April 2025.Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms and conditions of a provider before committing to...

Video: how tax on rental income is calculatedAs a landlord, you must normally pay income tax on any profit you receive from any rental properties you own. Put simply, your profit is the sum left once you've added together your rental income and deducted any expenses or allowances.Our short video explains how tax on rental income works.What counts as rental income for landlords?Your income is primarily the rent you receive but also covers any other payments from tenants for services normally provided by a landlord. These include:Cleaning of communal areasUtility...

Donald Trump’s “Liberation Day” tariffs may have spooked global stock markets but there is a silver lining for mortgage borrowers.The turmoil from the tariff policy has raised expectations that UK interest rates could be cut further this year, and some mortgage lenders have already started reducing their rates.TSB said it will cut some two-year fixed-rate mortgages by up to 0.25 percentage points, while Clydesdale Bank is trimming selected deals by up to 0.64 points. Subscribe to MoneyWeek Subscribe to MoneyWeek today and get your first six magazine issues absolutely FREE...

How is overseas rental income taxed?If you own a property abroad, or are living abroad and letting out your property at home, you won't escape a tax bill.You're taxed on your foreign properties in the same way as you would be on any UK properties.In short, you work out the profits for all your foreign properties as a whole (rather than as separate properties) by taking any expenses away from any income.Unless you let a furnished holiday residence, you won't be able to claim capital allowances for investments against your...

By JAMIE BULLEN Updated: 08:37 EDT, 9 April 2025

Landlords tell The i Paper increasing regulations could lead them to selling up in the UK and investing in properties abroad Rent controls could drive landlords out of the UK as they feel the market is becoming “too restrictive” and “unprofitable”, they have warned.The Renters’ Rights Bill (RRB), although not yet finalised, is expected to pass into law by the summer of 2025.Intended to give tenants greater protection, it spells the end of Assured Shorthold Tenancies – the most common type of agreement if you rent to private individuals.Instead, tenancies...

Why invest in commercial property?Commercial property is an asset class to consider as a way of spreading, or diversifying, risk in your investment portfolio.You can earn money from a commercial property investment through income from renting to a tenant or capital growth from an increase in the value of the property.Generally, property isn't highly correlated to other assets classes such as cash, fixed income (bonds and gilts) and equities, meaning that property values move independently of other assets and aren't typically affected by what's going on in the stock markets.If...

Video: how tax on rental income is calculatedAs a landlord, you must normally pay income tax on any profit you receive from any rental properties you own. Put simply, your profit is the sum left once you've added together your rental income and deducted any expenses or allowances.Our short video explains how tax on rental income works.What counts as rental income for landlords?Your income is primarily the rent you receive but also covers any other payments from tenants for services normally provided by a landlord. These include:Cleaning of communal areasUtility...

Thames Valley Police (TVP) arrested three people, including one for firearms offences, following a major police operation on Marlborough Road near the city centre.  One householder described the residential street, with several cafes and a nursery, as a “usually nice and quiet area”.  READ MORE: Smoke billows after fire breaks out inside van at retail park However, at approximately noon on Monday police carried out a raid on one of the houses resulting in two arrests. Neighbouring properties were reportedly evacuated as part of the operation, and a part of the street was closed...

What is an 'overseas' mortgage?An overseas or international mortgage is a mortgage for a property that's not in the UK.You might consider taking out an overseas mortgage if you're buying a holiday home, retiring to sunnier climes or buying your first property overseas because you can't afford to buy in the UK.You can arrange an overseas mortgage through a UK bank or an international lender. It can also be possible to raise the funds to buy a home abroad outright by remortgaging your UK property.Here, we explain the pros and...