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UK Property

House surveys – the different types and costs

What is a house survey?A house survey is an expert inspection of a property's condition, which identifies problems to a prospective buyer.It's completed by a surveyor who visits the property, carries out an inspection and prepares a report on what they've found.Home buyers generally have a survey done on a property after their offer has been accepted by the seller (but the system works differently in Scotland).Before commissioning a survey, you should check that the surveyor is a member of one of the two main accrediting bodies:Rics - Royal Institution...
USA Property

High rates for home loans are holding back the housing market

Fast-growing fruit trees for your backyard harvestHere are five fast-growing fruit trees you can plant in your backyard for a quicker harvest.unbranded - LifestyleRates for home loans remained high as consumer and investor confidence take a hit amid the White House's tariff rollout.In the week ending April 24, 30-year fixed-rate mortgages averaged 6.81%, Freddie Mac announced. That’s down fractionally from 6.83% last week, which saw the biggest one-week jump since last August.Those figures don’t include fees or points, and rates in some parts of the country may be higher or lower than the...
UK Property

Founder of UK Mortgage Centre shares five biggest mistakes people make when buying a house

Sam Fox Founder of UK Mortgage Centre Get the latest news delivered to your inbox Sign up for The Manila Times newsletters By signing up with an email address, I acknowledge that I have read and agree to the Terms of Service and Privacy Policy. WARRINGTON, United Kingdom, April 23, 2025 (GLOBE NEWSWIRE) -- A property and mortgage expert has shared the five most common mistakes people make when purchasing a home. Sam Fox, the founder of UK Mortgage Centre, issued his advice as the market gets set to enter...
UK Property

What is an international mortgage?

What is an 'overseas' mortgage?An overseas or international mortgage is a mortgage for a property that's not in the UK.You might consider taking out an overseas mortgage if you're buying a holiday home, retiring to sunnier climes or buying your first property overseas because you can't afford to buy in the UK.You can arrange an overseas mortgage through a UK bank or an international lender. It can also be possible to raise the funds to buy a home abroad outright by remortgaging your UK property.Here, we explain the pros and...
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