Global trends such as the digitalization of economic transactions and the increasing importance of data processing manifest themselves by a decrease of cash payments and are accompanied by ideas such as the introduction of new forms of electronic money. The push for new digital currencies is driven by private companies, national governments and central banks alike. While decentralized solutions like Bitcoin, innovations in the area of decentralized finance (DEFI) and private efforts to establish asset-backed stablecoins (e.g. USD Coin or USD Tether) have already put pressure on traditional financial entities...