Many people dream of living by the sea. Having a beach nearby and being able to go for a quick dip on your lunch break sounds like the perfect lifestyle. And while the UK has plenty of stunning seaside towns, living close to the coast can often come with a hefty price tag.
But that’s not the case in Girvan, a harbour town on the Ayrshire coast in southwest Scotland, where homes can still be snapped up for under £120,000, according to Rightmove. Just a five-minute walk from the beach, a spacious four-bedroom flat is currently listed for £119,750. The property, located in a conservation area, has its own private entrance, river and harbour views, and has been upgraded in recent years. It also boasts a large dining kitchen, two bathrooms, and garden space.
Another option is a four-bedroom mid-terraced house available for £114,750.
It’s set in a quiet cul-de-sac close to schools and parks, with front and rear gardens, a large footprint, and just a 15-minute walk to the seafront.
According to Rightmove, Girvan is one of the cheapest seaside locations in the UK, with an average asking price of £121,269.
Homes in the town sold for an average of £131,244 over the last year – far below the national average.
For buyers willing to take on a renovation project, properties are available for even less, with some listings hovering around £100,000.
But Girvan offers more than just affordable housing.
Described by Visit Scotland as “a coastal gem,” the town is surrounded by rolling hills, sandy beaches, and views of Ailsa Craig – a volcanic island that sits just offshore.
Girvan is part of the Galloway and Southern Ayrshire UNESCO Biosphere, which means it has a unique landscape and wildlife.
Whether you’re into paddleboarding, walking the coastal trails, or simply relaxing on the sand with an ice cream, there’s plenty to do.
The town is rich in history, too. According to gogirvan.scot, Girvan dates back to the 1600s and still carries its motto, Weave Industry with Truth, a reminder of its heritage in weaving and fishing.
Those who love history can visit the McKechnie Institute or see the stone marking the site where Robert the Bruce once held court.
All in all, Girvan has it all – stunning views, a welcoming community, and house prices starting well below the UK average.
