
Jul 14, 2026 10:38 AM IST
Sensex Today | Stock Market LIVE Updates: Bank of Maharashtra Says Rs 19,000 Cr Of Refinancing Availed At A Blended Cost Of 6.5%
Nidhu Saxena, Bank Of Maharashtra On CNBC-TV18
Agenda For FM Meet Focused On Preparedness & Steps Taken For ECBs, FCNR(B)
Out Of 27% Growth, 3% Is Contributed By IBU, Means Domestic Advances Are Growing At 24%
$1 Billion Overseas Foreign Currency Borrowings Likely To Be Raised For The Bank
Refinancing Element Has Been Supportive
Rs 19,000 Cr Of Refinancing Availed At A Blended Cost Of 6.5%
Regarding The YoY Dip In Margin, Have Implemented A Significant Number Of MCLR Cuts
There Is Some Shift Happening From Savings Accounts To Term Deposits
53% Of Our Book Is Linked To The Repo Rate
CD Ratio Has Gone Up From 80% To 86%
If You Exclude The Refinance Element, CD Ratio Stands At 81%
We Paid An Advance Tax Of `300 Cr, Compared To `900 Cr Last Year For Q1
Effective Rate Of Tax Is About 17%
A CRAR Of 18% Is Quite Healthy, But The Guidance Is To Maintain It At Around 17%
RoE Is At 24.65%, & If We Decide To Raise Capital, I Think The Timing Is Ideal
Agriculture Growth Reached `10,000 Cr On A YoY Basis
`9,200 Cr Increase In Agriculture Growth Coming From Gold Loans


