
Gatehouse Bank has reduced rental rates by 0.29% on its two-year fixed buy-to-let products for UK expats and international residents, effective 24 April 2026.
The cuts apply across the bank’s two-year fixed BTL range for overseas borrowers, covering its green home finance products and options for Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs). Gatehouse Bank accepts applications from individuals and UK-registered SPV limited companies.
Borrowers purchasing or refinancing a property with an energy efficiency rating of A or B can access the bank’s green home finance range, which offers a further 0.10% reduction on the rental rate. Gatehouse Bank also offsets the carbon emissions generated by the average UK property for the duration of the initial fixed term.
Following the reprice, two-year fixed buy-to-let rates start at 4.91% for UK expats and 4.92% for international residents.
“While the home finance market is navigating a particularly volatile time, we are regularly reviewing rates to ensure they are competitive within our niche sector and that customers are still able to access the property finance they need,” said Gemma Donnelly, head of customer propositions at Gatehouse Bank.
“The UK market continues to be a highly attractive investment option for those residing overseas, and we welcome the opportunity to support even more overseas residents as they enter or continue to expand their portfolio within the buy-to-let market.”



