New research maps where flood, shrink-swell and coastal erosion risk are concentrating, and the outlook is worsening in all three Domestic subsidence payouts hit £307 million in 2025, the highest level on the Association of British Insurers' records, driven by the UK's hottest and driest spring on record and a summer that compounded the ground-drying effect on clay soils. Weather-related property claims overall reached £1.2 billion, up 14% on 2024, within a total UK property claims bill of £6.1 billion for the year. Those headline figures provide context for new...